Beat My Debt can advise you about whether Sequestration (Bankruptcy in Scotland) is the right debt solution for you however we do not provide a specific service to help you.
Once you have decided that you want to start the sequestration process, you will normally need to get a Certificate for Sequestration from an approved Money Advisor. You then have 30 days to apply for your bankruptcy at the court.
We can help advise you how to do this however we do not provide a specific service to assist with this process.
Government advice about Debt Solutions in Scotland
As well as the information found on this website the Accountant in Bankruptcy (the Scottish Government’s Insolvency Service) has also produced two guides to personal debt solutions which you may also find useful: Debtor’s Guide and Debt and the Consequences.
The Money Advice Service (MAS) are an independent service set up by the Government to provide people with free advice about all aspects of personal finances. For help from MAS if you are struggling with debt please follow this link: MAS – Help if you are struggling with debt.
It is also recommended that you read this one page document produced by MAS entitled “Dealing with debt – 5 things you should know”.
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