Latest Articles

Can I claim for PPI mis-selling after my Trust Deed has finished?

You can claim for PPI mis-selling after your Trust Deed is finished. Can you delay your claims until you are discharged? What if the banks refuse to pay you?

One third of Scots borrowing to get by

Thousands in Scotland using debt to get by. Credit card debt is a particular problem. Debt solutions such as Trust Deeds are available.

Debt Arrangement Schemes in Scotland up 35%

The number of people using a Debt Arrangement Scheme has risen by 35% in Q2 2011. What are the different debt solutions in Scotland? More people to use DAS.

Scotland to revamp Debt Arrangement Scheme

The Scottish Government has proposed changes to the Debt Arrangement Scheme (DAS) rules. These include the possibility of allowing a payment holiday.

Scotland leads insolvency figures

Number of people with debt problems in Scotland worst in the UK per head of population in 2009.

Proposed changes to DAS payments dropped

Plans to change the Debt Arrangement Scheme (DAS) have been dropped by the Scottish Government.

Changes to DAS will hurt those in debt

New regulations for Debt Arrangement Schemes (DAS). No longer necessary to meet with a Money Advisor. Minimum monthly payment introduced.

Bankruptcies in Scotland up 140 per cent

The number of bankruptcies in Scotland skyrocketed 140 per cent in 2008-2009 compared to 2007-2008, official figures from the Accountant in Bankruptcy (AiB) reveal.

Fears over mounting student debt in Scotland

Students taking on increasing amounts of commercial debt in Scotland. Repayment rates relatively high. Student’s studies could be damaged.

Scottish court change ‘threatens recovery’

Creditors and debt buyers will be unable to recover debts through the Scottish courts unless they have copies of regulated agreements, under new rules.